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D. Eric McClure, Commissioner

bank and trust
consumer credit companies
mortgage broker and saving and loan associations
  - Identity Theft
  - Get Free Credit Reports
  - Debt Collection Problems?
  - Reverse Mortgages
  - Fair Credit Billing - Your Credit Card Rights
  - Fair Credit Billing Brochure
  - Mortgage Loans - What to Know Before You Buy
  - Mortgage Loan Pamphlet
  - How to Dispute Credit Errors
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Repossession Guidelines
  - Active Licensee List
  - Annual Report Form
  - Bond Form
  - Letter of Credit Form
  - Verification Bond Form
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Repossession Guidelines
  - Active Licensee List
  -
  - Bond Form
  - Letter of Credit Form
  - Verification Bond Form
  - Sample Note - Simple Interest
  - Sample Note - Precomputed
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Active Licensee List
  - APR Calculation Formula
  - Sample 500 Note
  - Sample Notice of Maximum Rates Charged
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Repossession Guidelines
  - Active Licensee List
  - Bond Form
  - Letter of Credit Form
  - Bond Verification Form
  - Sample Title Loan Note
  - Sample Notice of Maximum Rates
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Repossession Guidelines
  - Active Licensee List
  - Application Packet
  - Laws & Regulations Quick Reference Guide
  - Active Licensee List
  - Application Packet
  - Laws & Regulations - Quick Reference Guide
  - Active Licensee List
  - Application Packet
  - Active Licensee List
  - Bond Form
  - Letter of Credit Form
  - Verification Bond Form
  - High Outstanding Form
  - Highest Daily Transmissions Form
  - Proof of Solvency Form
  - MSB Registration
  - Application Packet
  - Active Licensee List
  - Federal Credit Repair Organizations Act
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Missouri Division of Finance     
301 W. High Street
Room 630,
P.O. Box 716
Jefferson City, MO  65102
Phone: 573 751-3242
Fax: 573 751-9192
E-Mail: finance@dof.mo.gov

Licensed and Regulated Entities

Companies licensed and examined by the Consumer Credit section of the Missouri Division of Finance include retail credit institutions, motor vehicle time sales creditors, consumer credit lenders, consumer installment lenders, lenders of $500 or less (commonly called "payday lenders"), title loan lenders, premium finance companies, credit service organizations (commonly termed "credit repair companies"), and sale of checks companies (which include sale of money orders, money transmitting, value cards, and bill payment).

For your convenience, we are providing links to an overview of each type of licensee, an application packet (which includes an instructional cover sheet and applicable statutes and regulations), a quick reference guide/summary to relevant laws and regulations, an active licensee list, and various other forms and information which may be needed or helpful.



Banks & Trust Companies |  Consumer Credit Companies |  Mortgage Brokers and S&L Associations

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